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Papers On Miscellaneous Economic Issues
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CREDIT CARD INDUSTRY AND MANAGEMENT INFORMATION SYSTEMS
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This 8-page paper examines how MIS and technology is helping credit card companies better manage relationship marketing and customer acquisition and retention. Bibliography lists 11 sources.
Filename: MTcremis.rtf

Credit Card Interest Rates
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A 3 page paper about the cost of credit cards. The four basic types of credit cards are identified. Five credit cards are compared in terms of interest rates, grace periods and fees. The costs of one virtual bank is explained. The writer alerts consumers that different banks and companies have different costs even when the credit card is a Visa or MasterCard. 1 Table included. Data included. Bibliography lists 5 sources.
Filename: PGcrdin.rtf

Credit Cards and a Health Economy
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(5 pp) Credit cards are not harmful to the growth of a healthy economy. According to Mike Walden, a North Carolina State University economist and expert on consumer debt, "High consumer debt is common when the economy is healthy. It isn't necessarily a bad sign, either, because credit purchases help create jobs. If everyone suddenly stopped using credit cards, they'd make far fewer purchases, manufacturing companies would have far fewer orders to fill, and the end result would be massive layoffs. Bibliography lists 4 sources.
Filename: BBcrdtcd.doc

Credit Cards and Students
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This 11 page paper looks at research carried out by a student to assess the attitudes of students towards credit cards. The paper outlines the methodology then examines the results present b the student by looking at the answers to each question in turn. The bibliography cites 5 sources.
Filename: TEcreditstudent.rtf

Credit Cards as Plastic Money
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5 pages. With credit cards being offered to consumers almost daily throught their mailbox, through the internet, and virtually everywhere we turn, there is no wonder that credit card usage has multiplied exponentially within the last decade. Along with credit card use, credit card abuse has grown just as well. It is too easy for consumers to get in over their heads when making purchases painlessly through the use of so-called 'plastic money.' By just handing over a credit card to pay for something, the consumer does not really take in the full impact of the amount of money that is being spent, and the fact that they are digging into a deeper hole of debt. Bibliography lists 5 sources.
Filename: JGAccard.wps

CREDIT DERIVATIVES AND DISCLOSURES
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This 5-page paper examines the FASB's proposed amendment to its No. 133, and describes why the amendment is necessary. Bibliography lists 3 sources.
Filename: MTcreditde.rtf

Credit Management in the UK and Ghana; A Comparison
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This 19 page paper is a comprehensive look at credit management in the UK and Ghana. The paper looks at how and why credit is so important to businesses, especially small retailers, with sections on managing debtors, credit control, credit worthiness and access to credit records, cash discounts, debt collection, remedies for bad debt and the role of governments. The paper focuses on comparison. The bibliography cites 18 sources.
Filename: TEcreditUKgh.rtf


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