Asymmetrical Information; Testing for Adverse Selection in the Insurance Industry
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This 9 page paper considers how testing propositions involving information asymmetries is inherently difficult and discusses this in the context of the available evidence for the existence of adverse selection in insurance markets. The bibliography cites 8 sources.
Filename: TEadverse.rtf

At the Office in Pajamas -- The Working World of the 21st Century
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This 14 page report discusses the new realm of “virtual reality” and the new world that has come into existence in terms of the ways in which modern human beings communicate, connect, and work. Advanced technology allows workers in virtually (pun intended)all disciplines to work at home at any time of day or night. It is the perfect domain for workaholics, night owls, people who are caregivers for young children or elderly parents, and even for those who just hate having to “punch in” at a certain time in a certain place, day in and day out. While there are those who worry that such a new system of work will serve to alienate people from one another and keep them from the social interaction of the workplace, the truth is that technology has the potential to free people from the constraints of corporate 9-to-5 lives. In fact, the autonomy such work arrangements provide often allow a person to more fully focus on their lives rather than behaving as if they were running on a continual treadmill. Bibliography lists 11 sources.
Filename: BWpajama.wps

AT&T Divestiture: Its Effect on the Industry
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A 4 page paper discussing the effects that the 1984 breakup of AT&T had on the evolution of the telecommunications industry in the US. Introduction of market forces and direct competition drove down long distance rates to become far more affordable than had existed prior to divestiture. Bibliography lists 5 sources.
Filename: KSattDivest.rtf

ATARI AND OPPORTUNITIES
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This 4-page paper covers the opportunities that are available to video game publisher Atari. Bibliography lists 4 sources.
Filename: MTataria.rtf

Athletic Director: Occupational Stress
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6 pages in length. The demands and levels of occupational stress that are place upon division one, two and three athletic directors can be overwhelming. Inasmuch as they typically have to address budgeting, hiring, public relations, legislative regulations, licensing, external funding, as well as organizational and administrational duties, there exists a significant amount of pressure associated with the job. One might readily argue that there is much more to the position of division one, two and three athletic directors than what meets the eye. Bibliography lists 5 sources.
Filename: TLCocstr.wps

AtHoc: Dealing With Disruption: Harvard Business School Case Study (9-806-073) Analysis
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This 3 page paper provides a general analysis. No other sources are cited.
Filename: SA810HBS.rtf

Auditing a Safety Management System Function
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This 14 page report discusses auditing a company's safety program that is primarily designed to assure that there is reduced worker injuries and specifically examining the communication component involved in the system. All too often, safety management programs and systems are ignored or inefficiently instituted and consequently have little impact on loss costs. That ineffectiveness can often be directly related to how the communication process was applied in the system. Bibliography lists 14 sources.
Filename: BWohsms.wps

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